FTC GUIDANCE · FEDERAL AI COMPLIANCE REFERENCE

FTC AI Disclosure Requirements for Small Businesses

What the FTC requires small businesses to disclose about AI use. Covers FTC Act Section 5, Endorsement Guides, the 2023 AI Policy Statement, and enforcement priorities.

This page covers U.S. law as of June 2026. This is not legal advice. For a plain-English compliance answer tailored to your situation, use the Compliance Checker at DiscloseAI.net.

Direct Answer

The FTC does not have a standalone AI disclosure statute. It enforces existing authority under FTC Act Section 5, which prohibits unfair or deceptive acts or practices, against deceptive AI use. The FTC has also updated its Endorsement Guides to address AI-generated reviews. Violating these standards exposes businesses to FTC enforcement and civil penalties up to $51,744 per violation.

FTC Act Section 5 — The Core Authority

Section 5 of the Federal Trade Commission Act (15 U.S.C. § 45) prohibits "unfair or deceptive acts or practices in or affecting commerce." The FTC has broad authority to apply this prohibition to AI-related conduct without needing a new AI-specific statute.

A representation or omission is deceptive when it: (1) is likely to mislead a consumer acting reasonably in the circumstances, and (2) is material — meaning it is likely to affect the consumer's conduct or decision. Failing to disclose AI use is deceptive when a reasonable consumer would want to know they are interacting with AI rather than a human, or when AI-generated content is presented as authentic human-created work.

FTC's 2023 AI Policy Statement

In June 2023, the FTC issued a policy statement affirming that its existing consumer protection authority applies fully to AI. The FTC identified the following AI-related practices as potential violations:

FTC Endorsement Guides — AI Reviews

The FTC's Endorsement Guides (16 C.F.R. Part 255), updated in August 2023, specifically address AI-generated reviews and endorsements:

FTC Impersonation Rule

The FTC's Trade Regulation Rule on Impersonation of Government and Businesses (16 C.F.R. Part 461) was expanded in 2024 to address AI-generated impersonation of individuals. Civil penalties of up to $51,744 per violation (as adjusted for inflation) apply. AI voice cloning used to impersonate business representatives in consumer interactions without disclosure is covered.

What the FTC Does Not Require

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